Readyincome

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Readyincome Transaction Analysis

Account: 809-871502-838  |  Currency: HKD

Income Summary

Income Summary by Year

All deposit transactions across both accounts, grouped by source and month.

2026 — Property Rental Income
TenantUnitSecurity DepositMonthly RentLease StartLease EndJanFebMarAprMayJunJulAugSep
Wong Wai Ming FionaCity Garden 8 22 F$63,000$31,80010 Oct 202509 Oct 2027
14 Jan$31,800
13 Feb$31,800
11 Mar$31,800
13 Apr$31,800
12 May$31,800
12 Jun$31,800
13 Jul$31,800
11 Aug$31,800
—
Lee LamContinental Mansion Front 15/B A$16,600$8,30006 Jun 202605 Jun 2028
02 Jan$8,300
14 Jan$238
20 Jan$108.80
05 Feb$8,300
14 Feb$315
03 Mar$8,300
16 Mar$219
08 Apr$8,300
16 Apr$321
07 May$8,300
14 May$267
23 May$94.50
04 Jun$8,300
13 Jun$394.50
04 Jul$8,300
13 Jul$496
04 Aug$8,300
15 Aug$574.20
02 Sep$8,300
Zheng HuazhengContinental Mansion Front 15/B B$15,600$7,80012 May 202611 May 2028————
08 May$7,800
11 Jun$7,800
23 Jun$247.50
13 Jul$7,800
15 Jul$315.20
12 Aug$7,800
14 Aug$396
—
Fung Oi YuContinental Mansion Front 15/B C$12,000$6,0009 Decemeber 202508 Dec 2027
10 Jan$6,000
15 Jan$379.40
20 Jan$108.80
10 Feb$6,000
13 Feb$385.50
09 Mar$6,000
13 Mar$462
09 Apr$6,000
21 Apr$601.50
09 May$6,000
18 May$508.50
28 May$100.80
10 Jun$6,000
15 Jun$561
09 Jul$6,000
20 Jul$640
10 Aug$6,000
14 Aug$698.40
—
林雯嫒Continental Mansion Front 15/B D$14,000$7,30016 Aug 202515 Aug 2027
13 Jan$161
15 Jan$7,300
20 Jan$20.40
13 Feb$153
16 Feb$7,300
13 Mar$109.50
16 Mar$7,300
15 Apr$7,300
15 Apr$136.50
13 May$106.50
15 May$7,300
21 May$126
12 Jun$171
15 Jun$7,300
14 Jul$7,300
14 Jul$208
13 Aug$295.20
15 Aug$7,300
—
中國廣州國際經濟技術合作集團有限公司Continental Mansion Front 20/A$62,000$31,00015 Jul 202414 Jul 2026
13 Jan$31,000
05 Feb$31,000
05 Mar$31,000
08 Apr$31,000
13 May$31,000
08 Jun$31,000
———
2026 — Category Analysis by Month
CategoryTypeJanFebMarAprMayJunJulAugSepTotal
INCOME
InterestIn$2.12$0.64$0.47$0.29$0.18$0.18$0.25$0.31—$4.44
Transfer InIn$98,446.80$98,092.50$93,047$85,890.70$109,003.30$125,574$446,859.20$63,163.80$8,300$1,128,377.30
EXPENDITURE
CashOut———$9,238$5,000$2,230$106,063.30——$122,531.30
ChequeOut$3,286$3,956$13,324$23,956$4,165$33,180$19,318.50$84,706$3,250$189,141.50
Corp CardOut$8,383$19,953.60$7,610.60$6,556$130$67$964$535$1,290.10$45,489.30
Credit CardOut$4,750$5,000$5,500$9,823.70$3,750$12,423$9,532$6,628.15—$57,406.85
FeeOut$5$5$10$760$5$10—$5—$800
Large DebitOut$800,000—$5,000——————$805,000
LoanOut$72,566$72,566$145,132—$72,566$145,132—$74,219.77—$582,181.77
OtherOut$10$30,606$1,069.70——$431.80$161,270.20$30—$193,417.70
Property MgmtOut$4,995$4,995$5,296$5,296$5,296$5,296$5,296$5,296—$41,766
RatesOut$18,702——$16,184——$16,183——$51,069
UtilityOut$2,958$3,406$2,920$3,037$3,801$4,768$5,374$5,465—$31,729
Net Cash Flow-$817,206.08-$42,394.46-$92,814.83+$11,040.29+$14,290.48-$77,963.62+$122,858.45-$113,720.81+$3,759.90-$992,150.68
2025 — Property Rental Income
TenantUnitSecurity DepositMonthly RentLease StartLease EndNovDec
Wong Wai Ming FionaCity Garden 8 22 F$63,000$31,80010 Oct 202509 Oct 2027
14 Nov$31,500
14 Nov$300
12 Dec$31,800
Lee LamContinental Mansion Front 15/B A$16,600$8,30006 Jun 202605 Jun 2028
14 Nov$312
02 Dec$8,300
15 Dec$157.30
Zheng HuazhengContinental Mansion Front 15/B B$15,600$7,80012 May 202611 May 2028——
Fung Oi YuContinental Mansion Front 15/B C$12,000$6,0009 Decemeber 202508 Dec 2027
11 Nov$6,000
14 Nov$547.50
09 Dec$6,000
13 Dec$331.50
林雯嫒Continental Mansion Front 15/B D$14,000$7,30016 Aug 202515 Aug 2027
14 Nov$7,300
18 Nov$109.50
12 Dec$79.30
15 Dec$7,300
中國廣州國際經濟技術合作集團有限公司Continental Mansion Front 20/A$62,000$31,00015 Jul 202414 Jul 2026—
04 Dec$31,000
2025 — Category Analysis by Month
CategoryTypeNovDecTotal
INCOME
InterestIn$16.13$2.02$18.15
Transfer InIn$59,221.50$97,781.40$157,002.90
EXPENDITURE
CashOut—$84,878.80$84,878.80
ChequeOut$6,121.40$7,881$14,002.40
Corp CardOut—$7,515$7,515
Credit CardOut$3,000$9,619.02$12,619.02
FeeOut$5$5$10
LoanOut$48,942$72,566$121,508
Office RentalOut—$1,020$1,020
OtherOut$911.80—$911.80
Property MgmtOut—$7,443$7,443
UtilityOut$2,299$1,430$3,729
Net Cash Flow-$2,041.57-$94,574.40-$96,615.97
2026

Monthly Cash Flow – Savings & Current (2026)

Jan 26
+$98,448.92 / -$915,655 = -$817,206.08
Feb 26
+$98,093.14 / -$140,487.60 = -$42,394.46
Mar 26
+$93,047.47 / -$185,862.30 = -$92,814.83
Apr 26
+$85,890.99 / -$74,850.70 = +$11,040.29
May 26
+$109,003.48 / -$94,713 = +$14,290.48
Jun 26
+$125,574.18 / -$203,537.80 = -$77,963.62
Jul 26
+$446,859.45 / -$324,001 = +$122,858.45
Aug 26
+$63,164.11 / -$176,884.92 = -$113,720.81
Sep 26
+$8,300 / -$4,540.10 = +$3,759.90

* 26 Jan 2026: large one-off “DEBIT AS ADVISED” HK$800,000 which skews the monthly outflow.

DateAcctDescriptionWithdraw (HKD)Deposit (HKD)Category
02 Jan 2026SCORP CARD PAYMENT C5346129000$8,383—Corp Card
02 Jan 2026CLEE LAM N10261530749(02JAN26)—$8,300Transfer In
06 Jan 2026STRANSACTION FEE$10—Other
07 Jan 2026SCAYLEY PROPERTY MA L CGD1206$2,301—Property Mgmt
07 Jan 2026SCAYLEY PROPERTY MA L CGF2208$1,812—Property Mgmt
07 Jan 2026SCAYLEY PROP. MGT LTD CGC3B067$441—Property Mgmt
07 Jan 2026SCAYLEY PROP. MGT LTD CGC3B068$441—Property Mgmt
08 Jan 2026SCHARGES HC12610821451695$5—Fee
08 Jan 2026SREADY INCOME LIMTED HC12610821451695$72,566—Loan
10 Jan 2026SFUNG OI YU HC12611027179671—$6,000Transfer In
13 Jan 2026SBOC CREDIT CARD INTL 483520121993$1,250—Credit Card
13 Jan 2026SLIN WENYUAN N11305725877(13JAN26)—$161Transfer In
13 Jan 2026CCHINA GUANGZHOU INTL HC12611335644069—$31,000Transfer In
14 Jan 2026SLEE LAM N11306218920(13JAN26)—$238Transfer In
14 Jan 2026SMISS WONG WAI MING HC12611337264848—$31,800Transfer In
14 Jan 2026STANG PUI SHAN ATM TRANSFER (14JAN26)—$159.60Transfer In
15 Jan 2026SFUNG OI YU HC12611440908807—$379.40Transfer In
15 Jan 2026SLI MAN YEUNG HC12611542211773—$5,000Transfer In
15 Jan 2026SLI MAN YEUNG HC12611542217268—$173.60Transfer In
15 Jan 2026SLIN WENYUAN N11410437797(14JAN26)—$7,300Transfer In
16 Jan 2026SH K ELECTRIC CO LTD 4372722904$1,039—Utility
16 Jan 2026SH K ELECTRIC CO LTD 4372723008$407—Utility
19 Jan 2026SH K ELECTRIC CO LTD 4425000700$1,512—Utility
19 Jan 2026CCHEQUE 354881$930—Cheque
20 Jan 2026SFUNG OI YU HC12612058184802—$108.80Transfer In
20 Jan 2026SLEE LAM HC12612058300898—$108.80Transfer In
20 Jan 2026SLI MAN YEUNG HC12612058074914—$95.20Transfer In
20 Jan 2026SLIN WENYUAN N12031622076(20JAN26)—$20.40Transfer In
20 Jan 2026STANG PUI SHAN ATM TRANSFER (20JAN26)—$7,500Transfer In
21 Jan 2026STANG PUI SHAN ATM TRANSFER (21JAN26)—$102Transfer In
23 Jan 2026SBOC CREDIT CARD INTL 486330016124$3,500—Credit Card
23 Jan 2026CCHEQUE 354882$1,238—Cheque
23 Jan 2026CCHEQUE 354883$1,118—Cheque
26 Jan 2026SDEBIT AS ADVISED$800,000—Large Debit
28 Jan 2026SCREDIT INTEREST—$2.12Interest
30 Jan 2026SAPC-COLL GOVT RATES 151140896037230$465—Rates
30 Jan 2026SAPC-COLL GOVT RATES 151140896051225$465—Rates
30 Jan 2026SAPC-COLL GOVT RATES 151141365612131$5,441—Rates
30 Jan 2026SAPC-COLL GOVT RATES 151141409516036$3,180—Rates
30 Jan 2026SAPC-COLL GOVT RATES 153586500630012$3,289—Rates
30 Jan 2026SAPC-COLL GOVT RATES 153586501155032$5,862—Rates
03 Feb 2026SCHARGES HC12620303618887$5—Fee
03 Feb 2026SCORP CARD PAYMENT C5346129000$19,953.60—Corp Card
03 Feb 2026SREADY INCOME LIMTED HC12620303618887$72,566—Loan
05 Feb 2026SCAYLEY PROPERTY MA L CGD1206$2,301—Property Mgmt
05 Feb 2026SCAYLEY PROPERTY MA L CGF2208$1,812—Property Mgmt
05 Feb 2026SCAYLEY PROP. MGT LTD CGC3B067$441—Property Mgmt
05 Feb 2026SCAYLEY PROP. MGT LTD CGC3B068$441—Property Mgmt
05 Feb 2026CCHINA GUANGZHOU INTL HC12620511831432—$31,000Transfer In
05 Feb 2026CLEE LAM N20494612386(04FEB26)—$8,300Transfer In
06 Feb 2026SAPC COLL-WATER BILLS 77192053567$140.60—Other
06 Feb 2026SAPC COLL-WATER BILLS 93126556641$465.40—Other
06 Feb 2026CCHEQUE 354884$1,600—Cheque
10 Feb 2026SFUNG OI YU HC12620926787349—$6,000Transfer In
12 Feb 2026SBOC CREDIT CARD INTL 483520121993$1,500—Credit Card
13 Feb 2026SFUNG OI YU HC12621338455140—$385.50Transfer In
13 Feb 2026SLIN WENYUAN N21228005859(12FEB26)—$153Transfer In
13 Feb 2026SMISS WONG WAI MING HC12621339943027—$31,800Transfer In
13 Feb 2026STANG PUI SHAN ATM TRANSFER (13FEB26)—$148.50Transfer In
14 Feb 2026SLEE LAM N21432736789(14FEB26)—$315Transfer In
16 Feb 2026SLI MAN YEUNG HC12621546005323—$5,000Transfer In
16 Feb 2026SLI MAN YEUNG HC12621546008140—$190.50Transfer In
16 Feb 2026SLIN WENYUAN N21537228967(15FEB26)—$7,300Transfer In
16 Feb 2026CCHEQUE 354885$1,238—Cheque
16 Feb 2026CCHEQUE 354886$1,118—Cheque
20 Feb 2026SBOC CREDIT CARD INTL 486330016124$3,500—Credit Card
20 Feb 2026SH K ELECTRIC CO LTD 4372722904$1,178—Utility
20 Feb 2026SH K ELECTRIC CO LTD 4372723008$411—Utility
20 Feb 2026STANG PUI SHAN ATM TRANSFER (20FEB26)—$7,500Transfer In
23 Feb 2026SH K ELECTRIC CO LTD 4425000700$1,817—Utility
24 Feb 2026SCASH$30,000—Other
28 Feb 2026SCREDIT INTEREST—$0.64Interest
02 Mar 2026SDEBIT AS ADVISED$5,000—Large Debit
03 Mar 2026CLEE LAM N30399810082(03MAR26)—$8,300Transfer In
04 Mar 2026SCORP CARD PAYMENT C5346129000$7,610.60—Corp Card
05 Mar 2026SCAYLEY PROPERTY MA L CGD1206$2,439—Property Mgmt
05 Mar 2026SCAYLEY PROPERTY MA L CGF2208$1,921—Property Mgmt
05 Mar 2026SCAYLEY PROP. MGT LTD CGC3B067$468—Property Mgmt
05 Mar 2026SCAYLEY PROP. MGT LTD CGC3B068$468—Property Mgmt
05 Mar 2026SCHARGES HC12630599274457$5—Fee
05 Mar 2026SREADY INCOME LIMTED HC12630599274457$72,566—Loan
05 Mar 2026CCHINA GUANGZHOU INTL HC12630501300999—$31,000Transfer In
09 Mar 2026SFUNG OI YU HC12630913432121—$6,000Transfer In
11 Mar 2026SMISS WONG WAI MING HC12631120578042—$31,800Transfer In
12 Mar 2026CCHEQUE 354887$1,238—Cheque
12 Mar 2026CCHEQUE 354888$1,118—Cheque
13 Mar 2026SBOC CREDIT CARD INTL 483520121993$1,500—Credit Card
13 Mar 2026SFUNG OI YU HC12631324722766—$462Transfer In
13 Mar 2026SLI MAN YEUNG HC12631224355104—$193Transfer In
13 Mar 2026SLIN WENYUAN N31236315947(12MAR26)—$109.50Transfer In
13 Mar 2026STANG PUI SHAN ATM TRANSFER (13MAR26)—$163.50Transfer In
16 Mar 2026SLEE LAM HC12631429775411—$219Transfer In
16 Mar 2026SLIN WENYUAN N31544207131(15MAR26)—$7,300Transfer In
16 Mar 2026CCHEQUE 354889$10,000—Cheque
17 Mar 2026SH K ELECTRIC CO LTD 4372722904$1,050—Utility
17 Mar 2026SH K ELECTRIC CO LTD 4372723008$416—Utility
18 Mar 2026SH K ELECTRIC CO LTD 4425000700$1,454—Utility
19 Mar 2026SAPC COLL-WATER BILLS 37525580496$1,069.70—Other
20 Mar 2026STANG PUI SHAN ATM TRANSFER (20MAR26)—$7,500Transfer In
24 Mar 2026SBOC CREDIT CARD INTL 486330016124$4,000—Credit Card
27 Mar 2026CCHEQUE 354890$968—Cheque
28 Mar 2026SCREDIT INTEREST—$0.47Interest
31 Mar 2026SCHARGES HC12633182490793$5—Fee
31 Mar 2026SREADY INCOME LIMTED HC12633182490793$72,566—Loan
02 Apr 2026SCORP CARD PAYMENT C5346129000$6,556—Corp Card
08 Apr 2026CCHEQUE 354891$6,600—Cheque
08 Apr 2026CCHINA GUANGZHOU INTL HC12640807024797—$31,000Transfer In
08 Apr 2026CLEE LAM N40422921151(04APR26)—$8,300Transfer In
09 Apr 2026SCAYLEY PROPERTY MA L CGD1206$2,439—Property Mgmt
09 Apr 2026SCAYLEY PROPERTY MA L CGF2208$1,921—Property Mgmt
09 Apr 2026SCAYLEY PROP. MGT LTD CGC3B067$468—Property Mgmt
09 Apr 2026SCAYLEY PROP. MGT LTD CGC3B068$468—Property Mgmt
09 Apr 2026SFUNG OI YU HC12640913299945—$6,000Transfer In
13 Apr 2026SBOC CREDIT CARD INTL 483520121993$6,323.70—Credit Card
13 Apr 2026SMISS WONG WAI MING HC12641323451354—$31,800Transfer In
15 Apr 2026SLIN WENYUAN N41568544292(15APR26)—$7,300Transfer In
15 Apr 2026SLIN WENYUAN N41568743849(15APR26)—$136.50Transfer In
16 Apr 2026SLEE LAM N41569558999(15APR26)—$321Transfer In
17 Apr 2026SH K ELECTRIC CO LTD 4372722904$1,322—Utility
17 Apr 2026SH K ELECTRIC CO LTD 4372723008$387—Utility
20 Apr 2026SH K ELECTRIC CO LTD 4425000700$1,328—Utility
20 Apr 2026STANG PUI SHAN ATM TRANSFER (19APR26)—$431.70Transfer In
20 Apr 2026CCHEQUE 354892$1,238—Cheque
20 Apr 2026CCHEQUE 354893$1,118—Cheque
21 Apr 2026SFUNG OI YU HC12642149340924—$601.50Transfer In
22 Apr 2026SBOC CREDIT CARD INTL 486330016124$3,500—Credit Card
23 Apr 2026CCASH 354894$3,738—Cash
23 Apr 2026CCASH 354896$5,500—Cash
23 Apr 2026CCHEQUE 354895$15,000—Cheque
24 Apr 2026SCHG FOR AUDIT CONF O N 31032026 (24APR26)$760—Fee
28 Apr 2026SCREDIT INTEREST—$0.29Interest
30 Apr 2026SAPC-COLL GOVT RATES 151141365612131$5,106—Rates
30 Apr 2026SAPC-COLL GOVT RATES 151141409516036$2,928—Rates
30 Apr 2026SAPC-COLL GOVT RATES 153586500630012$2,789—Rates
30 Apr 2026SAPC-COLL GOVT RATES 153586501155032$5,361—Rates
04 May 2026SCHARGES HC12650493078505$5—Fee
04 May 2026SREADY INCOME LIMTED HC12650493078505$72,566—Loan
04 May 2026CCHEQUE 354898$400—Cheque
05 May 2026SCAYLEY PROPERTY MA L CGD1206$2,439—Property Mgmt
05 May 2026SCAYLEY PROPERTY MA L CGF2208$1,921—Property Mgmt
05 May 2026SCAYLEY PROP. MGT LTD CGC3B067$468—Property Mgmt
05 May 2026SCAYLEY PROP. MGT LTD CGC3B068$468—Property Mgmt
05 May 2026SCORP CARD PAYMENT C5346129000$130—Corp Card
05 May 2026CCASH 354897$3,600—Cash
07 May 2026CLEE LAM N50758811809(07MAY26)—$8,300Transfer In
08 May 2026SCASH DEPOSIT—$23,400Transfer In
09 May 2026SFUNG OI YU HC12650910784457—$6,000Transfer In
12 May 2026SMISS WONG WAI MING HC12651220302984—$31,800Transfer In
13 May 2026SLIN WENYUAN N51382381356(13MAY26)—$106.50Transfer In
13 May 2026CCHINA GUANGZHOU INTL HC12651323176226—$31,000Transfer In
14 May 2026SBOC CREDIT CARD INTL 483520121993$1,500—Credit Card
14 May 2026SLEE LAM N51483444141(14MAY26)—$267Transfer In
14 May 2026CCASH 354900$1,400—Cash
15 May 2026SLIN WENYUAN N51587872019(15MAY26)—$7,300Transfer In
18 May 2026SFUNG OI YU HC12651837681190—$508.50Transfer In
18 May 2026SH K ELECTRIC CO LTD 4372722904$1,344—Utility
18 May 2026SH K ELECTRIC CO LTD 4372723008$504—Utility
19 May 2026SH K ELECTRIC CO LTD 4425000700$1,953—Utility
19 May 2026CCHEQUE 354901$936—Cheque
21 May 2026SLIN WENYUAN N52112683130(21MAY26)—$126Transfer In
22 May 2026SBOC CREDIT CARD INTL 486330016124$2,250—Credit Card
23 May 2026SLEE LAM N52217312338(22MAY26)—$94.50Transfer In
27 May 2026CCHEQUE 354904$473—Cheque
28 May 2026SCREDIT INTEREST—$0.18Interest
28 May 2026SFUNG OI YU HC12652867822447—$100.80Transfer In
29 May 2026CCHEQUE 354902$1,238—Cheque
29 May 2026CCHEQUE 354903$1,118—Cheque
03 Jun 2026SCORP CARD PAYMENT C5346129000$67—Corp Card
04 Jun 2026CLEE LAM N60470972618(04JUN26)—$8,300Transfer In
05 Jun 2026SCAYLEY PROPERTY MA L CGD1206$2,439—Property Mgmt
05 Jun 2026SCAYLEY PROPERTY MA L CGF2208$1,921—Property Mgmt
05 Jun 2026SCAYLEY PROP. MGT LTD CGC3B067$468—Property Mgmt
05 Jun 2026SCAYLEY PROP. MGT LTD CGC3B068$468—Property Mgmt
08 Jun 2026CCHINA GUANGZHOU INTL HC12660809532513—$31,000Transfer In
09 Jun 2026SAPC COLL-WATER BILLS 77192053567$74—Other
09 Jun 2026SAPC COLL-WATER BILLS 93126556641$357.80—Other
10 Jun 2026SCHARGES HC12661015351618$5—Fee
10 Jun 2026SFUNG OI YU HC12661014158001—$6,000Transfer In
10 Jun 2026SREADY INCOME LIMTED HC12661015351618$72,566—Loan
11 Jun 2026SZHENG HUAZHENG HC12661119674151—$7,800Transfer In
12 Jun 2026SBOC CREDIT CARD INTL 483520121993$1,250—Credit Card
12 Jun 2026SLIN WENYUAN N61203640927(12JUN26)—$171Transfer In
12 Jun 2026SMISS WONG WAI MING HC12661120407453—$31,800Transfer In
13 Jun 2026SLEE LAM N61304745064(13JUN26)—$394.50Transfer In
15 Jun 2026SFUNG OI YU HC12661531399003—$561Transfer In
15 Jun 2026SLIN WENYUAN N61512730199(15JUN26)—$7,300Transfer In
17 Jun 2026SH K ELECTRIC CO LTD 4372722904$1,532—Utility
17 Jun 2026SH K ELECTRIC CO LTD 4372723008$584—Utility
17 Jun 2026SH K ELECTRIC CO LTD 4425000700$2,652—Utility
17 Jun 2026CCASH 354907$1,000—Cash
17 Jun 2026CCASH 354911$1,230—Cash
18 Jun 2026SCASH DEPOSIT—$32,000Transfer In
22 Jun 2026SBOC CREDIT CARD INTL 486330016124$11,173—Credit Card
23 Jun 2026SZHENG HUAZHENG HC12662354172946—$247.50Transfer In
27 Jun 2026SCREDIT INTEREST—$0.18Interest
29 Jun 2026SCHARGES HC12662871026422$5—Fee
29 Jun 2026SREADY INCOME LIMTED HC12662871026422$72,566—Loan
29 Jun 2026CCHEQUE 354908$1,238—Cheque
29 Jun 2026CCHEQUE 354909$1,118—Cheque
29 Jun 2026CCHEQUE 354912$17,700—Cheque
29 Jun 2026CCHEQUE 354913$10,300—Cheque
30 Jun 2026CCHEQUE 354910$2,824—Cheque
02 Jul 2026CCASH 354914$7,401.30—Cash
02 Jul 2026CCASH 354915$47,795—Cash
02 Jul 2026CCASH 354916$41,394.50—Cash
02 Jul 2026CCASH 354917$9,472.50—Cash
03 Jul 2026SCORP CARD PAYMENT C5346129000$964—Corp Card
04 Jul 2026CLEE LAM N70490182708(04JUL26)—$8,300Transfer In
06 Jul 2026SCAYLEY PROPERTY MA L CGD1206$2,439—Property Mgmt
06 Jul 2026SCAYLEY PROPERTY MA L CGF2208$1,921—Property Mgmt
06 Jul 2026SCAYLEY PROP. MGT LTD CGC3B067$468—Property Mgmt
06 Jul 2026SCAYLEY PROP. MGT LTD CGC3B068$468—Property Mgmt
09 Jul 2026SFUNG OI YU HC12670810100656—$6,000Transfer In
10 Jul 2026SCASH DEPOSIT—$64,000Transfer In
10 Jul 2026SREADY INCOME LTD N71017791795(10JUL26)—$160,000Transfer In
10 Jul 2026CCASH DEPOSIT—$160,000Transfer In
10 Jul 2026CCHEQUE 354918$16,000—Cheque
10 Jul 2026CCHEQUE 354919$962.50—Cheque
10 Jul 2026CCR TO 809-871502-838 N71017791795(10JUL26)$160,000—Other
13 Jul 2026SLEE LAM N71329654852(13JUL26)—$496Transfer In
13 Jul 2026SMISS WONG WAI MING HC12671220839840—$31,800Transfer In
13 Jul 2026SZHENG HUAZHENG HC12671220295625—$7,800Transfer In
14 Jul 2026SLIN WENYUAN N71433339531(14JUL26)—$7,300Transfer In
14 Jul 2026SLIN WENYUAN N71433927011(14JUL26)—$208Transfer In
15 Jul 2026SBOC CREDIT CARD INTL 483520121993$2,750—Credit Card
15 Jul 2026SZHENG HUAZHENG HC12671531506017—$315.20Transfer In
16 Jul 2026SH K ELECTRIC CO LTD 4372722904$1,861—Utility
16 Jul 2026SH K ELECTRIC CO LTD 4372723008$687—Utility
17 Jul 2026SH K ELECTRIC CO LTD 4425000700$2,826—Utility
20 Jul 2026SFUNG OI YU HC12671942549703—$640Transfer In
21 Jul 2026SAPC COLL-WATER BILLS 37525580496$1,270.20—Other
23 Jul 2026SBOC CREDIT CARD INTL 486330016124$6,782—Credit Card
23 Jul 2026CCHEQUE 354921$1,238—Cheque
23 Jul 2026CCHEQUE 354922$1,118—Cheque
28 Jul 2026SCREDIT INTEREST—$0.25Interest
31 Jul 2026SAPC-COLL GOVT RATES 151141365612131$5,106—Rates
31 Jul 2026SAPC-COLL GOVT RATES 151141409516036$2,927—Rates
31 Jul 2026SAPC-COLL GOVT RATES 153586500630012$2,789—Rates
31 Jul 2026SAPC-COLL GOVT RATES 153586501155032$5,361—Rates
04 Aug 2026SCORP CARD PAYMENT C5346129000$535—Corp Card
04 Aug 2026CLEE LAM N80413456070(04AUG26)—$8,300Transfer In
05 Aug 2026SCAYLEY PROPERTY MA L CGD1206$2,439—Property Mgmt
05 Aug 2026SCAYLEY PROPERTY MA L CGF2208$1,921—Property Mgmt
05 Aug 2026SCAYLEY PROP. MGT LTD CGC3B067$468—Property Mgmt
05 Aug 2026SCAYLEY PROP. MGT LTD CGC3B068$468—Property Mgmt
05 Aug 2026STRANSACTION FEE$30—Other
10 Aug 2026SFUNG OI YU HC12680911479585—$6,000Transfer In
10 Aug 2026CCHEQUE 354923$2,350—Cheque
11 Aug 2026SMISS WONG WAI MING HC12681118343425—$31,800Transfer In
12 Aug 2026SZHENG HUAZHENG HC12681220246581—$7,800Transfer In
13 Aug 2026SCHARGES HC12681324145675$5—Fee
13 Aug 2026SLIN WENYUAN N81352842916(13AUG26)—$295.20Transfer In
13 Aug 2026SREADY INCOME LIMTED HC12681324145675$74,219.77—Loan
14 Aug 2026SBOC CREDIT CARD INTL 483520121993$3,378.15—Credit Card
14 Aug 2026SFUNG OI YU HC12681325227562—$698.40Transfer In
14 Aug 2026SZHENG HUAZHENG HC12681325117260—$396Transfer In
14 Aug 2026CCHEQUE 354924$1,238—Cheque
14 Aug 2026CCHEQUE 354925$1,118—Cheque
15 Aug 2026SLEE LAM N81557548921(15AUG26)—$574.20Transfer In
15 Aug 2026SLIN WENYUAN N81558526171(15AUG26)—$7,300Transfer In
18 Aug 2026SH K ELECTRIC CO LTD 4372722904$2,078—Utility
18 Aug 2026SH K ELECTRIC CO LTD 4372723008$757—Utility
19 Aug 2026SH K ELECTRIC CO LTD 4425000700$2,630—Utility
21 Aug 2026SBOC CREDIT CARD INTL 486330016124$3,250—Credit Card
27 Aug 2026CCHEQUE 354920$62,000—Cheque
27 Aug 2026CCHEQUE 354927$18,000—Cheque
28 Aug 2026SCREDIT INTEREST—$0.31Interest
02 Sep 2026SCORP CARD PAYMENT C5346129000$1,290.10—Corp Card
02 Sep 2026CLEE LAM N90228354183(02SEP26)—$8,300Transfer In
03 Sep 2026CCHEQUE 354928$3,250—Cheque

Category Analysis – Both Accounts Combined (2026)

Total Withdrawals by Category
Large Debit
$805,000
Loan
$582,181.77
Other
$193,417.70
Cheque
$189,141.50
Cash
$122,531.30
Credit Card
$57,406.85
Rates
$51,069
Corp Card
$45,489.30
Property Mgmt
$41,766
Utility
$31,729
Fee
$800
Total Deposits by Source
CASH
$279,400
MISS WONG WAI MING
$254,400
CHINA
$186,000
READY
$160,000
LEE LAM
$77,728
LIN
$59,887.10
FUNG OI YU
$52,445.90
ZHENG
$24,358.70
TANG PUI SHAN ATM
$23,505.30
LI MAN YEUNG
$10,652.30
Expenditure Category Summary
CategoryAccount(s)# Txns Total Withdrawn% of Total Outflow
Large DebitSavings2$805,000
38.0%
LoanSavings8$582,181.77
27.5%
OtherCurrent Savings10$193,417.70
9.1%
ChequeCurrent34$189,141.50
8.9%
CashCurrent10$122,531.30
5.8%
Credit CardSavings16$57,406.85
2.7%
RatesSavings14$51,069
2.4%
Corp CardSavings9$45,489.30
2.1%
Property MgmtSavings32$41,766
2.0%
UtilitySavings24$31,729
1.5%
FeeSavings9$800
0.0%
Income Source Summary
SourceAccount(s)# Txns Total Received% of Total Inflow
CASHCurrent Savings4$279,400
24.8%
MISS WONG WAI MINGSavings8$254,400
22.5%
CHINACurrent6$186,000
16.5%
READYSavings1$160,000
14.2%
LEE LAMCurrent Savings19$77,728
6.9%
LINSavings18$59,887.10
5.3%
FUNG OI YUSavings18$52,445.90
4.6%
ZHENGSavings6$24,358.70
2.2%
TANG PUI SHAN ATMSavings8$23,505.30
2.1%
LI MAN YEUNGSavings6$10,652.30
0.9%

Key Insights & Analysis (2026)

Summary (2026)

  • Total Inflow$1,128,381.74
  • Total Outflow$2,120,532.42
  • Net Cash Flow-$992,150.68
  • Months covered9
  • Transactions270

Top Expenses by Payee

  • DEBIT AS (2x)$805,000
  • READY (8x)$582,181.77
  • CHEQUE (34x)$189,141.50
  • CR TO 809-871502-838 (1x)$160,000
  • CASH (11x)$152,531.30
  • BOC (16x)$57,406.85

Top Income Sources

  • CASH (4x)$279,400
  • MISS WONG WAI MING (8x)$254,400
  • CHINA (6x)$186,000
  • READY (1x)$160,000
  • LEE LAM (19x)$77,728
  • LIN (18x)$59,887.10

Notable / Unusual Transactions

  • DEBIT AS ADVISED (26 Jan 2026)$800,000
  • CR TO 809-871502-838 N71017791795(10JUL26) (10 Jul 2026)$160,000
  • READY INCOME LIMTED HC12681324145675 (13 Aug 2026)$74,219.77
  • READY INCOME LIMTED HC12610821451695 (08 Jan 2026)$72,566
  • READY INCOME LIMTED HC12620303618887 (03 Feb 2026)$72,566
  • READY INCOME LIMTED HC12630599274457 (05 Mar 2026)$72,566
2025

Monthly Cash Flow – Savings & Current (2025)

Nov 25
+$59,237.63 / -$61,279.20 = -$2,041.57
Dec 25
+$97,783.42 / -$192,357.82 = -$94,574.40
DateAcctDescriptionWithdraw (HKD)Deposit (HKD)Category
06 Nov 2025SCHARGES HC125B0523925259$5—Fee
06 Nov 2025SREADY INCOME LIMTED HC125B0523925259$48,942—Loan
07 Nov 2025CCHEQUE 354868$1,198.40—Cheque
11 Nov 2025SFUNG OI YU HC125B1039504005—$6,000Transfer In
14 Nov 2025SFUNG OI YU HC125B1450821028—$547.50Transfer In
14 Nov 2025SLEE LAM NB1477040139(14NOV25)—$312Transfer In
14 Nov 2025SLIN WENYUAN NB1476692477(14NOV25)—$7,300Transfer In
14 Nov 2025SMISS WONG WAI MING HC125B1348371192—$31,500Transfer In
14 Nov 2025SMISS WONG WAI MING HC125B1450496757—$300Transfer In
17 Nov 2025SLI MAN YEUNG HC125B1654377019—$5,000Transfer In
17 Nov 2025SLI MAN YEUNG HC125B1654377370—$288Transfer In
17 Nov 2025STANG PUI SHAN ATM TRANSFER (16NOV25)—$364.50Transfer In
17 Nov 2025STHE HK & CHINA GAS C 7196669826$252—Other
17 Nov 2025CCHEQUE 354871$837—Cheque
17 Nov 2025CCHEQUE 354872$1,730—Cheque
18 Nov 2025SH K ELECTRIC CO LTD 4372722904$1,588—Utility
18 Nov 2025SH K ELECTRIC CO LTD 4372723008$711—Utility
18 Nov 2025SLIN WENYUAN NB1787446839(17NOV25)—$109.50Transfer In
18 Nov 2025CCHEQUE 354869$1,238—Cheque
18 Nov 2025CCHEQUE 354870$1,118—Cheque
20 Nov 2025SAPC COLL-WATER BILLS 21597268800$659.80—Other
20 Nov 2025STANG PUI SHAN ATM TRANSFER (20NOV25)—$7,500Transfer In
21 Nov 2025SBOC CREDIT CARD INTL 486330016124$3,000—Credit Card
28 Nov 2025SCREDIT INTEREST—$16.13Interest
02 Dec 2025SCORP CARD PAYMENT C5346129000$7,515—Corp Card
02 Dec 2025CLEE LAM NC0243683147(02DEC25)—$8,300Transfer In
03 Dec 2025SCHARGES HC125C0206498802$5—Fee
03 Dec 2025SREADY INCOME LIMTED HC125C0206498802$72,566—Loan
04 Dec 2025CCHINA GUANGZHOU INTL HC125C0411784269—$31,000Transfer In
05 Dec 2025SCAYLEY PROPERTY MA L CGD1206$2,301—Property Mgmt
05 Dec 2025SCAYLEY PROPERTY MA L CGD2510$2,448—Property Mgmt
05 Dec 2025SCAYLEY PROPERTY MA L CGF2208$1,812—Property Mgmt
05 Dec 2025SCAYLEY PROP. MGT LTD CGC3B067$441—Property Mgmt
05 Dec 2025SCAYLEY PROP. MGT LTD CGC3B068$441—Property Mgmt
09 Dec 2025SFUNG OI YU HC125C0928786269—$6,000Transfer In
12 Dec 2025SBOC CREDIT CARD INTL 483520121993$6,869.02—Credit Card
12 Dec 2025SLIN WENYUAN NC1283504322(12DEC25)—$79.30Transfer In
12 Dec 2025SMISS WONG WAI MING HC125C1235590304—$31,800Transfer In
13 Dec 2025SFUNG OI YU HC125C1238241746—$331.50Transfer In
15 Dec 2025SLEE LAM NC1387008705(13DEC25)—$157.30Transfer In
15 Dec 2025SLIN WENYUAN NC1591755670(15DEC25)—$7,300Transfer In
15 Dec 2025STANG PUI SHAN ATM TRANSFER (14DEC25)—$139.10Transfer In
16 Dec 2025SLI MAN YEUNG HC125C1648760836—$5,000Transfer In
16 Dec 2025SLI MAN YEUNG HC125C1648765096—$174.20Transfer In
17 Dec 2025SH K ELECTRIC CO LTD 4372722904$992—Utility
17 Dec 2025SH K ELECTRIC CO LTD 4372723008$438—Utility
17 Dec 2025CCHEQUE 354873$4,336—Cheque
18 Dec 2025SHSBC H.K. OFFICE RENTAL004004-03940$1,020—Office Rental
18 Dec 2025CCHEQUE 354874$1,189—Cheque
22 Dec 2025SBOC CREDIT CARD INTL 486330016124$2,750—Credit Card
22 Dec 2025STANG PUI SHAN ATM TRANSFER (21DEC25)—$7,500Transfer In
27 Dec 2025SCREDIT INTEREST—$2.02Interest
29 Dec 2025CCASH 354877$28,072.70—Cash
29 Dec 2025CCASH 354878$16,080.70—Cash
29 Dec 2025CCASH 354879$25,769.20—Cash
29 Dec 2025CCASH 354880$14,956.20—Cash
31 Dec 2025CCHEQUE 354875$1,238—Cheque
31 Dec 2025CCHEQUE 354876$1,118—Cheque

Category Analysis – Both Accounts Combined (2025)

Total Withdrawals by Category
Loan
$121,508
Cash
$84,878.80
Cheque
$14,002.40
Credit Card
$12,619.02
Corp Card
$7,515
Property Mgmt
$7,443
Utility
$3,729
Office Rental
$1,020
Other
$911.80
Fee
$10
Total Deposits by Source
MISS WONG WAI MING
$63,600
CHINA
$31,000
TANG PUI SHAN ATM
$15,503.60
LIN
$14,788.80
FUNG OI YU
$12,879
LI MAN YEUNG
$10,462.20
LEE LAM
$8,769.30
CREDIT
$18.15
Expenditure Category Summary
CategoryAccount(s)# Txns Total Withdrawn% of Total Outflow
LoanSavings2$121,508
47.9%
CashCurrent4$84,878.80
33.5%
ChequeCurrent9$14,002.40
5.5%
Credit CardSavings3$12,619.02
5.0%
Corp CardSavings1$7,515
3.0%
Property MgmtSavings5$7,443
2.9%
UtilitySavings4$3,729
1.5%
Office RentalSavings1$1,020
0.4%
OtherSavings2$911.80
0.4%
FeeSavings2$10
0.0%
Income Source Summary
SourceAccount(s)# Txns Total Received% of Total Inflow
MISS WONG WAI MINGSavings3$63,600
40.5%
CHINACurrent1$31,000
19.7%
TANG PUI SHAN ATMSavings4$15,503.60
9.9%
LINSavings4$14,788.80
9.4%
FUNG OI YUSavings4$12,879
8.2%
LI MAN YEUNGSavings4$10,462.20
6.7%
LEE LAMCurrent Savings3$8,769.30
5.6%
CREDITSavings2$18.15
0.0%

Key Insights & Analysis (2025)

Summary (2025)

  • Total Inflow$157,021.05
  • Total Outflow$253,637.02
  • Net Cash Flow-$96,615.97
  • Months covered2
  • Transactions58

Top Expenses by Payee

  • READY (2x)$121,508
  • CASH (4x)$84,878.80
  • CHEQUE (9x)$14,002.40
  • BOC (3x)$12,619.02
  • CORP CARD (1x)$7,515
  • CAYLEY (3x)$6,561

Top Income Sources

  • MISS WONG WAI MING (3x)$63,600
  • CHINA (1x)$31,000
  • TANG PUI SHAN ATM (4x)$15,503.60
  • LIN (4x)$14,788.80
  • FUNG OI YU (4x)$12,879
  • LI MAN YEUNG (4x)$10,462.20

Notable / Unusual Transactions

  • READY INCOME LIMTED HC125C0206498802 (03 Dec 2025)$72,566
  • READY INCOME LIMTED HC125B0523925259 (06 Nov 2025)$48,942
  • CASH 354877 (29 Dec 2025)$28,072.70
  • CASH 354879 (29 Dec 2025)$25,769.20
  • CASH 354878 (29 Dec 2025)$16,080.70
  • CASH 354880 (29 Dec 2025)$14,956.20